Getting Insurance

Running an exterior cleaning company involves some risks, so it’s important to have the appropriate insurance coverage to protect your business. Here are some types of insurance you may need for your exterior cleaning company:

1. General Liability Insurance: This insurance covers claims for bodily injury or property damage caused by your business operations, such as accidents or damage caused by your equipment or cleaning products.
2. Workers’ Compensation Insurance: If you have employees, workers’ compensation insurance is required by law in most states. It covers medical expenses and lost wages for employees who are injured on the job.
3. Commercial Auto Insurance: This insurance covers your business vehicles, including any damage or injuries caused by them.
4. Property Insurance: This insurance covers damage to your business property, such as your office, equipment, and supplies, from covered perils such as fire, theft, or vandalism.
5. Umbrella Insurance: This insurance provides additional coverage beyond the limits of your primary insurance policies, such as general liability or commercial auto insurance.
6. Pollution Liability Insurance: This insurance covers claims related to pollution or environmental damage caused by your business operations.

The specific insurance needs for your exterior cleaning company may depend on factors such as your business size, the types of services you offer, and your location. It’s important to consult with an insurance professional to determine the appropriate insurance coverage for your business.